All lot of tot outfits come in sets, but I think that takes away all the fun of from dressing your little one. It should be about making her clothes fit her personality, not the other way around. Take this basic cardigan and skirt look – it’s dressy enough for most occasions, but also fun and relaxed. Instead of a stuffy oxford, choose a shirt like this casual white Armani polo (at Bergdorf Goodman for $105). It has some frills to dress it up, but is still made of comfy cotton. Top that off with Armani’s cropped cardigan (at Bergdorf Goodman for $148) to keep her warm until the weather starts improving, and for the skirt, go denim. Kids love jeans, and this pleated Burberry kilt (at Saks Fifth Avenue for $46.87) is at an incredible price. To get frugal options for the top and sweater, a Ralph Lauren polo (at Ralph Lauren for $35) and Biscotti rhinestone-decorated gold shrug (at Bloomingdale’s for $28.80) will look just as good, if not better!