Just what your splashing, swimming tot needs for all of her water activities: Mini Boden’s cover-up functions like a wearable towel. You can’t get cozier than this, so no more shivering and blue lips in this knee-length “toweling” dress. It even has a hood for wet hair and a big kangaroo pocket to keep those little fingers from freezing. And I guarantee she won’t whine about covering up her new bathing suit, thanks to this big, bold print: so much frisky fun it makes a sun-shiny day at the beach even brighter. It also comes in a blue daisy print, but these giant polka dots are loads more dynamic. At Nordstrom for $44.