I hate all my accessories all of a sudden. I need all new stuff. The trend for jewels have suddenly changed and it is all about this type of funky yet ladylike clusters. I still see bib necklaces everywhere but I feel like that look is stale. This however is refreshing and fabulous and a must have. Multi-chain has been around but the tangled multi-chain is what has endured. This silver sterling necklace has Swarovski crystal accents to give it more formality so you can wear this with your most extravagant of evening dresses yet you can down play it during the day with something effortless. At Net-a-Porter