I can live in this tote. It has everything I need for my everyday and the pebbled textured leather and slight sprinkling of studs give me the fashion I need to go with the function I must have. The exterior side pockets not only give this a rugged edgy look but is perfect for keys and phone so they are always within my reach. You will not be switching bags very often with this (except for evenings of course, but in the morning you’ll be back!). It really does have it all – this is the best Frugal Snob find in ages, it is $395 at Saks Fifth Avenue